EPF Housing Loan Scheme | How to apply for EPF Home Loan

EPF Housing Loan Scheme | EPF provides the facility to its employees to avail of a home loan called the epf housing loan scheme under this policy. EPF housing loan scheme provides the option to renovate their house.

Under para 68-B of the epf housing loan scheme following criteria listed below to avail these benefits.

  • One withdrawal is allowed.
  • The EPFO account holder must have completed at least 5 years of service.
  • Total employee’s and employer’s contributions that have been made or thirty-six times the employee’s basic salary and DA, whichever is lesser, can be withdrawn.
  • Account holder property must be in the name of the EPFO member, his/her spouse, or jointly owned by them.

EPFO Housing Loan Scheme

EPFO Housing Loan Scheme


EPFO Housing Loan Scheme:

Construction or purchase of a house Given below is the conditions that must be met in case individuals wish to take an advance for the construction or purchase of a house.

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Kindly note that this site is not the official website of the EPFO organization. We provide information available from the internet and the information available on epfoadvise.co.in may vary to the actual information. We collect information online from different resources including the official website of the EPFO organization.

If you find any information wrong or corrections needs to do, you are requested to kindly contact us.

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