Fund transfer from Credit Card to Bank -100% Free

Now Days Maximum peoples want to transfer from Credit card to bank account  and are using  digital wallets  of different banks , like HDFC bank Payzapp app , Paytm app , Pocket app by ICICI bank , Phone Pay app and so many others apps. And customers are also using these ewallets and gaining lots of cash back , discounts on their purchase.
Credit Card to Bank Account

Many people want to use their Credit card to bank account their money into bank accounts, maximum apps like Payzapp , paytm supports  this but their charges are so high .
Here are few Popular wallets by using that you can use  your credit cards available limit as an bank account balance.

Credit Card to Bank Account

Payzapp app, : HDFC apps Payzapp , you can add money from your credit card  Debit cards or net banking  to Payzapp wallet ,  after 24 hours you can send these money into your bank accounts . Earlier this service was absolutely free from Payzapp but , now they are charging 2% plus GST . Still a lot of peoples are using this app because this app is useful and very supportive with minimum error rate.Credit Card to Bank Account

Pockets  by ICICI Bank  : Another bank  ICICI , Pockets  app  : Pockets app contains many features among of these feature , you can add money to pocket wallet by using credit card  Debit cards or net banking  and  you can use wallet money to recharges , bills payments or you can transfer Credit card to bank account money . Pocket app also charges for funds transfers.  Monthly maximum limit is 10000 rupees. KYC must be completed
Credit Card to Bank Account

Paytm app: Almost everyone is using paytm ,  Paytm provides  lots of features with excellent reliability and speed . You can load money to Paytm wallet using your Credit card, Debit cards or net banking. Paytm wallet montly limit is 50000/- rupees. Your KYC is mandatory to be complete. You can transfer your paytm wallet money into your any bank accounts including Paytm Payments Bank . Paytm charges high rates than other among apps,  Paytm Charges  3% fees foe this .

Above mentioned apps claim charges to fund transfer minimum 2% to 3 %. GST charges additionally. Now I will share another way, by using that you can transfer money to your bank account free and without any additionally charges.

Credit Card to Bank Account

Paytm Merchant apps.  Paytm merchant app or Paytm business partner  is that way you can use yoiur credit card money as cash or bank balance . This is how it works. Please follow steps .

  • You need to open Paytm merchant account with any business name
  • Complete you KYC details like Bank account , Aadhar number and bank account , verify  WITH OTP
  • IT will take 24 hours to 48 hours’ time to update.
  • Your QR code will also generate.
Now you can scan QR code of Business paytm from your paytm wallet.  Money will be credited In your bank account within 24 hours . Most convenient thins is it also works on national holidays and Sundays.

Note: Bank account that you have added in your Paytm Business app, money will be credited in that account, You can only change your bank account by doing mail to Paytm customer care.

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